A diagnosis of cancer or another serious, life-altering medical condition—such as the need for an organ transplant or ongoing dialysis—can change every aspect of a person's life. These conditions often require prolonged treatment and recovery, preventing individuals from working for extended periods and creating significant financial hardship while they focus on their health. While treatment becomes the immediate priority, many individuals and families are also faced with impossible financial decisions. They must choose between paying rent or paying for transportation to chemotherapy, keeping the lights on or purchasing medications, buying groceries or covering medical expenses.